Bailouts from the Government and the Individual

So I got my first sign that the bailout will not be televised*.

From J.P. Morgan Chase I received an Amendment to my credit card agreement. It looks like this:
My current FIXED rate on this card is 13.99% and it now jumps 4.25% to a VARIABLE rate. Thank the almighty lord that I don't carry a balance on this card. I only use it for the rewards I get from buying gas at Speedway (midwestern chain) and the fact that there's no annual fee.

So not only is JPMC getting an influx of cash from my tax dollars, but they are also getting an influx of cash on the back of the people who carry balances. Money grubbing suits!!